Finding the right loan is just as important as finding the right home.

LOAN OPTIONS

You deserve the best service and options for your needs. Call or reach out today to get more information on your unique home loan options!

 

Conventional

  • Minimum 3% Down

  • Fixed or ARM (Adjustable Rate Mortgage)

  • PMI Required Unless 20% down; Lender Paid or Monthly PMI Optional

  • 100% Gifted Funds Allowed

Rural Development (RD loan)

  • No Down Payment Required

  • Flexible Credit Guidelines

  • Low PMI rates

  • Gifts/Grants/Concessions Are Allowed

  • Income limits do apply

FHA/FHA 203K

  • Low Down Payment and Closing Costs

  • Flexible Credit Guidelines

  • FHA 203K Allows Up To $35K for Renovations

  • Loan Limit of $314,827

VA

  • Helps Service Members, Vets & Surviving Spouses

  • No Down Payment

  • No PMI

  • DD214 and Certificate of Eligibility Required

MSHDA

  • Up to $7500 Down Payment Assistance

  • Available with Conventional, RD and FHA Loans

  • Homebuyer Education Class Required

  • Income Requirements Must Be Met